Residential Mortgage and Construction Financing

Our professional and knowledgeable staff will guide you through the application, steering you towards your objective. Our aim is to provide you with a hassle free experience, working closely with associated, experienced and professional parties to best meet your mortgage or financing needs.
 

Our U.S. dollar offering assists clients with the following:

• Purchase of Completed Residences, whether for owner-occupied or investment purposes
  
• Purchase of Vacant land
  
• Residential Construction Financing
   

Cash Backed Loan Facilities

Clients in a number of situations find it advantageous and tax efficient to provide cash deposits in support of their borrowings.  Once rationale for the structuring is understood, borrowing can be easily arranged.
 

Leveraged Loans / Overdrafts

Leveraged Loans and Overdrafts against Investment Portfolios are available to support borrowings for the purchase of property or other assets. This can form an important part of an overall strategy linked to clients’ individual professional tax advice, or to assist the client in dealing with cash flows or maximising potential investment returns.
 

This service is only offered to those clients who can fully demonstrate their understanding of the higher risks involved in leveraging of this nature. Butterfield will need to be appointed custodian of the assets to enable leveraging. This leveraging strategy usually requires a diverse portfolio of recognised, tradable securities.